Insurance Options

POS: Allows members to go to receive health care services from both in-network and out-of-network providers.

HMO: Allows member to receive health care services from in-network providers.

Catastrophic plans are available to individuals only, not on group plans.

Louisiana Health Cooperative offers multiple plans to fit the needs of individuals, families and employers. Coverage options are divided into POS (broad network) and HMO (narrow network) plans.

The Benefits at a Glance offers details on each plan offered. You can view each by clicking below:

          Individual POS

          Individual HMO

Those with a Platinum plan would pay a higher insurance premium, but have lower out-of-pocket costs for co-pays and deductibles. Catastrophic plans offer lower cost insurance premiums, yet have higher co-pays and deductibles. The other medal plans (Gold, Silver and Bronze) basically fall in the middle.

Those qualifying for tax-subsidies through the federal government, which will help lower out-of-pocket costs and premiums, are eligible to enroll into any health coverage plan offered by LAHC.

Call (800) 839-7107 to Enroll Now!


*Limitations and Exclusions



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